> For the complete documentation index, see [llms.txt](https://docs.yoplanning.support/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.yoplanning.support/en/yoplanning-academy/yoplanning-au-quotidien/paiement-et-transactions-sur-yoplanning/le-paiement-en-3-fois-sans-frais-via-payline.md).

# Pay in 3 installments with no fees via Payline

## Introduction

Payment in 3 interest-free installments is a flexible solution that allows customers to spread the payment of their purchases over three monthly installments, at no additional cost. Integrated into Yoplanning via Payline, this payment method simplifies the customer experience while ensuring smooth transaction management for your business.

However, while this service makes it easier to access your offers, it also involves rigorous monitoring of payments and proactive management of any irregularities.

### Here's how it works:

* **Payment Recording:** At the time of payment, three recordings are made in the cash register. The first one takes place on the same day, and the other two follow each month, with an interval of one month between them. Payments are recorded at midnight on the date of each due date.
* **Payment Update:** The record in the cash register is updated on the day the payment is actually made by Payline. The schedule then changes to indicate the exact time of the payment.
* **Risk of non-payment: The risk of non-payment is assumed by you.** If the customer cancels his card in case of loss or theft, the following payments cannot be made, and you will therefore not be paid. It is necessary to contact the customer to regularize the situation.
* **Verification of due dates:** To verify that all due dates have been correctly made, you must compare the amount actually collected (on Yoplanning) with that on Payline. If the amount on Yoplanning is higher than that on Payline, this probably indicates that a due date has not been honored. Notifications are also sent to report any anomalies by Payline.
* It is therefore very important to [do the cash register daily.](/en/yoplanning-academy/yoplanning-au-quotidien/paiement-et-transactions-sur-yoplanning/faire-la-caisse-sur-yoplanning.md)


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